Finance London WC1R 4HQ. Surplus dollar-cost averaging An employer-sponsored retirement plan that allows a worker to save for retirement while deferring income taxes on the saved money and earnings until withdrawal. There is no quality control over what sort of puzzles are listed here, so beware. AGI A person who is financially dependent on your income, typically a child or an adult relative you may support. An account with minimum balance requirements moneymarketdepacct Created when a company invests the funds of many investors in diversified portfolios mutualfund Reduces risk by spreading money among a wide array of investments foliodiversification Savings for the future by putting money aside before paying monthly bills payyourselffirst The original amount of money saved or invested principal The total return on an investment expressed as a percentage of the amount of money saved rateofreturn A fee charged for the use of property or land rent The profit or income generated by saving and investing return The chance of lost from an event that cannot be entirely controlled risk Accumulation of excess funds by intentionally spending less than you earn saving Portion of income not spent on consumption savings An account at a depository institution that is designed to hold money not spent on current consumption savings account Accounts offered by depository institutions whose main purpose is to help people manage their money savings tools Have the potential for significant fluctuations in return over a short period of time speculativeinvest A share of ownership in a company stock. Examples include stocks, bonds, and mutual funds growth investment Subject to fast, extreme changes in price or value. This crossword puzzle, “ Personal Finance Puzzle, ” was created using the Crossword Hobbyist puzzle maker Personal Finance Crossword. wealth management A legal relationship in which one person or company holds property, which can include money, real estate, stocks, bonds, collections, automobiles, and personal possessions for the benefit of another. All Rights Reserved. 17 terms created on may 2 2017. By dividing 72 by the annual rate of return, investors can get a rough estimate of how many years it will take for the initial investment to duplicate itself. So test your financial vocabulary with this themed vocabulary crossword. Struggling to get that one last answer to a perplexing clue? Ages: 8+ Withdraw Assetallocation Commonly referred to as fixed-income securities. conglomerate Regularly purchasing stocks or mutual funds, whether they are high or low, by investing a constant dollar amount so that over the long term the high and low prices of the investment products average out. If these accounts are established according to federal tax rules, the owner of the account will not have to pay income taxes on the money placed in them until it is withdrawn tax-deferred accounts The rule is a simplified way to determine how long an investment will take to double, given a fixed annual rate of interest. rate of return Anticipating a desired or necessary future income after retirement and then creating a plan for the amount of savings and investment needed to create that future income. investment service The ease with which an investment can be converted into cash. Compoundinterest A number used by banks and other financial institutions to measure a borrower’s credit worthiness. Identity Fraud company divides its existing shares into multiple shares Stock Split an individual retirement account is an investing tool used by individuals to earn and earmark funds for retirement savings IRA first sale of stick by private company to the public IPO interest calculated on the initial principal and also on the accumulated interest of previous periods of a deposit or loan Compound Interest paying off of debt with a fixed repayment schedule in regular installments over a period of time Amortization a money penalty or fine Pecuniary Monies, A form of lending to a company or the government (city, state, or federal) bond Facilitates the buying and selling of investments from a stock exchange brokeragefirm Unearned income received from the sale of an asset above its purchase price capitalgain An account at a depository institution that is used for a fixed period of time and allows restricted access to the funds deposited certofdeposit An account that allows quick access to funds for transactions checkingaccount Earning interest on interest compoundinterest The purchase of goods and services consumption Businesses that provide financial services depositoryinstitute Only completes orders to buy and sell investments discountbrokerage The share of profits distributed in cash dividend When you complete a task yourself rather than paying someone else doityourself Cash set aside to cover the cost of unexpected events emergencysavings A trained professional that helps people make investing decisions financialadvisor Offer investment transactions as well as investment advice and a finaincial advisior brokeragefirm A group of similar stocks and bonds index A mutual fund that was designed to reduce fees by investing in the stocks and bonds that make up an index indexfund The rise in the general level of prices inflation, managing day-to-day money to pay bills, buy food, save Budgeting The most expensive way to borrow unless repaid in full at the end of the month. Investment money lent to businesses to finance the construction of a new factory Economic Investments the act of an individual putting their savings into a financial asset. Across 3. Save ARM An account held by an impartial third party on behalf of two parties in a transaction. Log in Sign up. This is a listing of puzzles that people have asked to be listed. Crossword Help, Clues & Answers. Personal loan the most common form (in the UK) of collective fund, allowing many investors to pool their money together unit trust. Examples include savings accounts and certificates of deposit. Personal Finance Crossword Review Answers Word Bank - Barter, Budget, Compound Interest, Consumer, Debt, Demand, Equilibrium Point, Financial Investment, Income, Inflation, Interest, Investing, Real Investment, Savings, Simple Interest, Spending, Supply Across 7. Personal Finance Vocabulary Exercises. Health insuran... Get solutions Play Now. Print a crossword on Personal Finance Vocabulary One including an answer key. Copyright © 2021 WordMint LLC. volatile Planning investments and other transactions to match the money and other assets available to an individual over time to the ways in which they want to spend those assets, including personal consumption, charitable donations, support for family members, and gifts. Our free online crosswords for the vocabulary list, Personal Finance , are just a taste of our online study tools! Play a new logic puzzle every day. Search thousands of crossword puzzle answers on Dictionary.com. Personal Finance Vocabulary One Crossword, Unit 6: Introduction to Investing Crossword, Investing and Stock Market terms. Add your own questions. 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Insurance Terms Crossword Wordmint Finally all pictures weve been displayed in this website will inspire you all. Capital Market where short term financial assets are bought and sold. Personal Finance Vocabulary. A movement or Heat + Oxygen + Fuel. Personal Finance 4.05 Quiz: Banking. 15 question printable personal finance vocabulary one crossword with answer key. Solve the word chain where each answer provides a clue to the next. Premium Used to determine your taxable income, minus any additional IRS-qualified deductions that you’re eligible to take. Personal Finance Vocabulary Crossword Puzzle Bundle - Distance Learning A strong knowledge of vocabulary is one of the most important factors for success when learning and retaining new material. It is paid back with interest over a short time. estate planning Describing a future financial goal and computing the kinds of income, savings, and investment that will be necessary to achieve the financial goal. It is supplied as a pdf and a word document in case you want to edit the descriptions to suit your needs. We can help you solve those tricky clues in your crossword puzzle. Focus on Personal Finance with Connect Plus (4th Edition) Edit edition. Personal Finance Vocabulary Crossword Puzzle Bundle - Distance Learning A strong knowledge of vocabulary is one of the most important factors for success when learning and retaining new material. Receipt Problem 1SA from Chapter 9: Health Insurance Crossword PuzzleAcrossDown1. Personal Finance Vocabulary Cloze. Across; 4. goals involving immediate needs (ex: food, rent, emergencies, etc.) financial planning A safer type of investment with a lower potential for return but that provides regular incomes to investors. FICOscore The difference between your assets and liabilities. educational plans The strategy of pursuing an assortment of investments to minimize the effects of risk and volatility. 9 Act to reduce the international value of a currency . KenKen. Dependent A standard amount that can be used to reduce your taxable income if you decide not to itemize your deductions. rule of 72 The chance that the rate of return on an investment will be different from what you expected. 3. Insurance key terms worksheet answers. (municipal bond) bonds Stock that pays variable dividend and gives the holders voting rights (board of directors) common stock, A type of investment where a person loans money to an entity for a defined period of time, and that will be paid back with interest bonds are investment instruments offered by the government of Canada Canadian savings bond a grouping of investments an individual has put money into, hoping for a positive return over time financial portfolio investment vehicle with a guaranteed rate of return (abbreviation) GIC the statistical measures of change in an economy indexing putting money towards something and expecting a profit over a period of time investment a product used by investors with the intention of earning a profit off of the returns investment vehicle annual percentage return on an investment, adjusted for changes in price due to inflation and other effects on the economy real rate of return income that a company receives from its normal business activities revenue any person, company or other institution that owns at least one piece of a company shareholder one of the equal parts into which a company's assets is divided, entitling the holder to a portion of the profits shares where shares are sold, issued, and bought stock market 72/rate=years required to double investment the rule 72, wages value stock savings salary premium net worth mutual fund mortgage investment interest insurance income generic brand dividend deficit consumable good credit consumer cash income cash flow budget bond brand name coupons bank account capital gain, an estimate of income and expenditure for a set period of time budget a small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit credit card a legal agreement where a bank or other creditor lends money at interest in exchange for taking title of the debtor's property mortgage the goods or merchandise kept on the premises of a business or warehouse and available for sale or distribution stock arrangement by which a company or government agency provides a guarantee of compensation for specified loss in return for payment of a premium insurance a deed by which a person is committed to make payment to another bond an account at a bank against which checks can be drawn by the account depositor checking account a bank account that earns interest savings account card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase debit card A state or federal law designed to protect consumers against improperly described goods and services & from unfair trade and credit practices consumer protection Means of providing benefits to customers money (features) a detailed report of an individual's credit history prepared by a credit bureau credit report expense that will be the same total amount regardless of changes in the amount of sales, production, or some other activity fixed expense costs that are easily changed, reduced or eliminated flexible expense The total of an employee's regular remuneration (including allowances, overtime pay, commissions, and bonuses, and any other amounts) before any deductions are made Gross Pay the amount one receives after taxes and deductions have been withheld during a pay period Net Pay an investment program funded by shareholders that trades in diversified holdings and is professionally managed Mutual Fund an investing tool used by individuals to earn and earmark funds for retirement savings Individual Retirement Account a federal agency (established in 1914) that administers antitrust and consumer protection legislation in pursuit of free and fair competition in the marketplace Federal Trade Commission use of a person's private identifying information, usually for financial gain (a crime) Identity Theft taxes imposed on employers or employees, and are usually calculated as a percentage of the salaries that employers pay their staff Payroll Tax money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt interest a comprehensive evaluation of an individual's current pay and future financial state financial plan goods or services that are not necessary but that we desire/ Wants goods or services that are required needs the loss of potential gain from other alternatives when one alternative is chosen opportunity cost, the outlay of money usually for income or profit Investment an objective which is expressed in or based upon money Financial Goals a way of conceptualizing price changes in the trading of securities Point an amount of money that is spent on something "bought something" Expenditure an informal loan arrangment between a bank and a customer allowing the customer to borrow up to a prespecitied amount Line of Credit the buying of retail merchandise prompted by a whim on seeing the product displayed Impulse Buying how much a future sum of money is worth today Present Value a crime where one person uses another person's personal data without their permission. 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